Our Individual Life & Health Plans provide health insurance for individuals. Insight Risk Management, LLC represents many of the leading health insurance companies and will work with you to provide a health insurance program to meet your individual needs.
Products to protect you and your family:
- Long Term Care
- In-Home Care
- Medicare Supplements
- Dental / Vision
- Critical Illness
- Cancer Plans
Supplemental health insurance provides you and your family an important safety net to fill the gaps in your major medical coverage. These gaps represent the out of pocket expenses you are responsible for such as deductibles, co-pays, co-sharing cost and other expenses not covered under your major medical policy. All benefits are paid in cash directly to you and can be used for medical expenses or everyday living expenses such as mortgage payments, car payments or household expenses.
The sobering fact that 46% of all bankruptcies were caused by unpaid medical expenses for people who had major medical coverage, it just makes sense to purchase supplemental insurance. It’s online, affordable and you can be covered in as little as 24 hours.
If you have questions about coverage, please don’t hesitate to call Natalie Cummings at the Insight office at 901-278-5375